Do You Know the Difference Between a Builder Warranty and a Home Warranty?

Kimberly Bean
Kimberly Bean
Published on July 16, 2018

Planning to buy new construction in Southern Maryland? Before you close the deal, make sure you have a warranty from the builder.

If you’ve purchased an existing home before, you probably had a home warranty. But a home warranty and a builder warranty are not the same thing! Here’s the difference:

A builder warranty covers newly constructed homes or home remodels. It is provided by the builder, and in general, the warranty covers the materials and workmanship of the home. The length of the warranty varies, reports, but can be 6 months to 2 years, and sometimes longer for some structural items.

A home warranty covers appliances and systems within the home. It is purchased by the buyer (or bought for them by the seller).

So, what does a builder warranty cover? includes a comprehensive list of what most builder warranties cover, including foundations, carpentry, roofing and shingles, waterproofing, insulation, doors and windows, plumbing, paint, electrical, septic systems, and more. A builder warranty does not cover appliances, work done by the homeowner, weather-related issues, insect damage, and more. See the full list of what is and is not covered at

Before you close the deal with your builder, recommends that you know what is in the warranty and how to get in touch with the builder when there is an issue. You’ll find the whole article here.

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